Building your wealth

Property, super, investments. Getting the right structure in place early means every year from here is working harder for you.

What's happening?

You’re putting in the work but not seeing it in the numbers. Yet.
The income is there, but the progress doesn’t always feel like it. Property feels out of reach, super feels like a problem for later, and investments feel like something other people do.

Most clients we meet at this stage want the same thing: a clear picture of where they stand, and a plan that actually moves them forward. That’s exactly where we start.

FINANCIAL ADVICE

A wealth plan built
around your life,
not just your money.

investment-advice

Investment advice

Building a portfolio that works for your situation, your timeline and the goals you actually care about.
superannuation-planning

Superannuation planning

Making sure your super is in the right fund, structured the right way and contributing to your future properly.
personal-life-insurance

Personal life insurance

Protecting your income and the people who depend on it if something unexpected happens.
cash-flow-management

Cash flow management

Understanding where your money is going and how to make more of it work for you each month.
LENDING ADVICE

Property feels out of reach,
until someone shows you the numbers.

first-home-buyer

First home buyer

Understanding your borrowing power, deposit options and how to navigate the process from start to settlement.
investment-lending

Investment property lending

Structuring your investment loan the right way from the beginning makes a real difference over time.
refinancing

Refinancing

Making sure your existing loan is still the right one for where you are now.
debt-management

Debt consolidation

Bringing what you owe together so your cash flow works harder each month.

REALITY CHECK

An 800k upgrade on equity from
your existing home looks like:

~ $5,200/mo

Indicative repayment on a $850k loan @ 6.20% over 30 years. Existing equity of $400k assumed; bridging excluded.

Pick the conversation
closest to your question

You can book either or both. Same group, different licensees — so the disclosure document we send you matches what we’ll talk about.

FINANCIAL ADVICE

The first advice conversation.

  • Investments, super, insurance, cash flow
  • 30 min, on us, no commitment
  • With a Viridian advisor
LENDING ADVICE

The property 
conversation.

  • First home, investment, refinancing
  • 30 min, on us, no commitment
  • With a Viridian broker

Not sure which specialist to speak to? Call 1300 84 74 34

Or pick a different stage

Frequently Asked Questions

How do I start building wealth?

Usually with three things working together: the right structure for your income and cash flow, a deposit and borrowing plan if property is a goal, and super and investments set up to compound over time. The starting point is a clear picture of where you actually stand.

Should I buy a home or invest first?

There's no single right answer, it depends on your goals, your borrowing capacity, and whether you'd buy where you want to live. We help you compare the two paths against your own numbers rather than a rule of thumb.

How much super should I have in my 30s or 40s?

It depends on your income and when you started, and benchmarks only tell part of the story. Rather than a target number, we help you work out whether you're on track for the retirement you want, and what to adjust if you're not.

Do I need a financial adviser if I'm just starting out?

You don't need significant wealth to benefit. Advice is often most valuable early, when getting the structure right has the longest runway to compound. The first conversation is free and obligation-free.