When life changes

Inheritance, divorce, redundancy, a business sale. These moments don’t follow a plan. We help you make sense of the financial decisions that come with them.

What's happening?

Life has just asked more of you than you expected. Whether it’s a relationship breakdown, a sudden inheritance, a redundancy or even an unexpected health event, these moments change everything. Including your financial picture.

Most people we meet at this stage aren’t looking for a financial plan. They’re looking for someone calm, clear and completely on their side. That’s exactly what we’re here for.

FINANCIAL ADVICE

The right advice,
when you need it most.

business-planning

Financial position review

Before anything else, we help you understand exactly where you stand. What you have, what your options are and what the path forward looks like.
estate-planning

Estate planning

Life changes mean documents change. We help you make sure your will, beneficiaries and powers of attorney reflect where your life is now.
investment-advice

Investment planning

Whether you're starting fresh or restructuring what you have, we help you build a portfolio that works for your new circumstances.
superannuation-planning

Superannuation planning

A life change can affect your super in ways that aren't always obvious. We help you make sure it's still working the way it should be.
LENDING ADVICE

A life change affects more than you think,
including your loans.

home-loans

Property and loan review

Understanding what your current property and loan situation looks like in light of your life change.
refinancing

Refinancing

Making sure your existing loan still reflects your current situation and what you need from it now.
first-home-buyer

New home purchase

When a life change means starting fresh. We help you understand what you can borrow and find the right product from 60+ lenders.
debt-management

Debt consolidation

Simplifying what you owe so you
enter a new life stage with a cleaner financial picture.

REALITY CHECK

An 800k upgrade on equity from
your existing home looks like:

~ $5,200/mo

Indicative repayment on a $850k loan @ 6.20% over 30 years. Existing equity of $400k assumed; bridging excluded.

RUN YOUR NUMBERS

Pick the conversation
closest to your question

You can book either or both. Same group, different licensees — so the disclosure document we send you matches what we’ll talk about.

FINANCIAL ADVICE

The life has changed
advice conversation

  • Financial review, estate, super, insurance
  • 30 min, on us, no commitment
  • With a Viridian advisor
BOOK AN ADVISER
LENDING ADVICE

The loans and property conversation

  • Loan review, refinancing, new purchase
  • 30 min, on us, no commitment
  • With a Viridian broker
BOOK A BROKER

Not sure which specialist to speak to? Call 1300 84 74 34

Or pick a different stage

tell-us-1
28-44

Building Wealth

You're earning well, but the gap between where you are and where you want to be still feels wide. The right structure now - property, super, investments - is what makes the difference later.
Start Here
35-55

Protect and Grow What Matters

The years add up. So should your money. We help you make sure both are working in your favour.
Start Here
50-65

Get Retirement Ready

You're closer to the next stage, but the choices still feel big. The right super, income and retirement strategy helps you understand when you could stop working, what life after work could look like, and how to plan for it with confidence.
Start Here
65+

Living Well in Retirement

Income that lasts, aged-care decisions made with confidence, and an estate that reflects what you've built and who it's for. We help you keep your finances aligned with the people and priorities that matter most, because this is what the work was always for.
Start Here

Frequently Asked Questions

Do I need financial advice after a life change?

Not always, but when a sudden event reshapes your finances (a lump sum, a lost income, a separation, a diagnosis), advice helps you avoid rushed decisions and understand your options before you act. The first conversation is free and carries no obligation.

How soon should I get advice?

Usually there's no need to rush major decisions, but some things are time-sensitive - insurance claims, certain tax deadlines, or updating your will and beneficiaries. A first chat helps you work out what needs attention now and what can wait.

Will I have to commit to anything?

No. The first 30-minute conversation is on us and obligation-free - it's about understanding your situation and whether we're the right fit.

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