Protecting and growing what matters
Career, family, property, ageing parents.
Just when life feels full, it asks more of you.
We help you put the right structures in place so everything you’re building holds up.
What's happening?
Life moves fast when everything is growing. This is the stage where the decisions start to compound. The mortgage, the family, an income more people now depend on.
Most clients we meet here haven’t stopped to look at the full picture. Life is too full for that. We help you slow down long enough to make sure the important things are covered. That’s where we start.
The advice that keeps
up with everything
you're building.
Life and income protection insurance
Investment Advice
Superannuation planning
Cash flow and taxation planning
The home that fits the
family you have now.
Upsizing
Investment property lending
Refinancing
Debt consolidation
REALITY CHECK
An 800k upgrade on equity from
your existing home looks like:
~ $5,200/mo
Indicative repayment on a $850k loan @ 6.20% over 30 years. Existing equity of $400k assumed; bridging excluded.
Pick the conversation
closest to your question
You can book either or both. Same group, different licensees — so the disclosure document we send you matches what we’ll talk about.
FINANCIAL ADVICE
The protection and
growth conversation.
- Insurance, investments, super, cash flow
- 30 min, on us, no commitment
- With a Viridian advisor
LENDING ADVICE
The property
conversation.
- Upsizing, investment, refinancing
- 30 min, on us, no commitment
- With a Viridian broker
Not sure which specialist to speak to? Call 1300 84 74 34
Or pick a different stage
When Life Changes
Building Wealth
Frequently Asked Questions
How much life insurance do I need?
It depends on your income, debts, and how many people rely on you - there's no universal number. We help you work out a level of cover that would actually keep your family secure if something happened, without paying for more than you need.
Should I set up an SMSF?
An SMSF gives you more control, but it carries more responsibility and cost and isn't right for everyone. We help you weigh it against your balance, time and goals before you commit, rather than assuming it's a good fit.
How do I protect my family financially?
Usually a combination of the right income and life cover, an up-to-date will and beneficiaries, and structures that keep working if your circumstances change. The starting point is seeing the full picture in one place.
What's the difference between income protection and life insurance?
Income protection replaces part of your income if illness or injury stops you working; life and TPD cover pays out on death or permanent disability. Most families at this stage need to think about both.