Financial advisers
in Pinjarra
Personal financial advice from advisers based in Pinjarra, not a call centre somewhere else. Retirement, superannuation, investments, insurance and aged care, for people across the Peel region.
from 52 Google Reviews Nationwide
Pinjarra, and the people in it
Our Pinjarra advisers work with people across the Peel region, including Mandurah, Waroona, Dwellingup, Coolup, Yunderup, Ravenswood, Harvey and Murray.
The Peel region combines heavy industry with agriculture and a large and growing retiree population. Alumina refining and the industrial employers around it have supported stable, well-paid work for decades, often with long tenure and substantial superannuation.
Long tenure at one employer produces a particular set of questions at the end of it. What the super arrangement actually allows, how redundancy or early retirement interacts with it, and whether the plan still works if you stop at sixty rather than sixty-seven. Alongside that we work with farming families on succession, and with people who have moved down from Perth to retire.
Your Pinjarra advisers
Small team, long tenure. You will deal with the same person each time, and they live here.
Mike Thompson
Executive AdvisorWhat we help with
Almost nobody arrives needing all five. Most people start with one and find the others matter more than they expected.
Five stages,
not five hundred pages.
The first conversation costs nothing and commits you to nothing. From there it’s a documented process, and you see the reasoning at every step rather than a recommendation landing on your desk.
Evaluation
Discovery
Strategy
Implementation
Review
At the heart of advice is the desire to make people’s lives better. Compassion, support, empowerment. It is rarely ever just about money.
Find us in Pinjarra
Our Pinjarra office is open for appointments, and we are happy to meet by phone or video if that is easier, or to come to you if getting in is difficult.
Questions people ask us in Pinjarra
Do I have to go to Perth for good financial advice?
No. Our Pinjarra advisers are part of a national group, so you get the research, technical support and investment resources of a firm with 32 offices, delivered by someone who lives locally and will still be here in ten years. There is no advantage to a Perth postcode.
Which areas do you cover from the Pinjarra office?
Pinjarra and the surrounding area, including Mandurah, Waroona, Dwellingup, Coolup, Yunderup, Ravenswood, Harvey and Murray. If you are further out, we can meet by video or arrange to come to you.
Can I meet by phone or video instead of coming in?
Yes, and plenty of our Pinjarra clients do. The advice is the same either way. Most people mix the two: an initial meeting in person, then reviews by video.
What does financial advice cost?
Fees depend on how complex your situation is and what you need. We quote in writing before you engage, so you decide with the number in front of you. The first conversation is free and carries no obligation.
Do I have enough money to need an adviser?
Advice tends to matter most at moments of change rather than at a particular balance. Retiring, selling a business or a property, an inheritance, a redundancy, a separation. If you are facing a decision you cannot easily undo, that is usually the point, whatever the number.
Can you help with Age Pension and Centrelink?
Yes. Working out entitlements, how assets and income are assessed, and how a decision about super or an investment affects what you receive is a routine part of retirement advice.
Are your Pinjarra advisers qualified?
Yes. All of our advisers meet the education, training and ethical standards required to give personal financial advice in Australia and appear on ASIC's Financial Advisers Register. Individual qualifications are listed on each adviser's profile.
What is a best interests duty?
It is a legal obligation to act in your best interests when giving personal advice, and to put your interests ahead of ours wherever the two could conflict. It is the reason a recommendation has to be documented with the reasoning behind it rather than simply asserted.
Do you also do home loans?
Yes, through our Pinjarra lending team. Advice and lending sit in the same group, so if you are weighing up a mortgage alongside a retirement or investment decision, both conversations can happen together.
Pinjarra advice, from people who live here.
Thirty minutes. In our office, at your kitchen table, or by video. No fee, no obligation. You will leave knowing more than when you started, even if you never come back.