LENDING

Mortgage Brokers
in Rhodes

Mortgage broking for Rhodes, New South Wales, from a team held to a best interests duty. With a heritage as Smartmove, now Viridian Lending. We compare lenders, structure the loan, and keep reviewing the rate long after settlement. From first conversation to settlement and beyond, you deal with the same team.

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Rhodes, and the loans that come with it

Rhodes lending is defined by two things: loan size and property type. Loans here are the largest in the country, which narrows the pool of lenders willing to write them and makes policy differences matter more than advertised rates.

Apartments come with their own rules. Many lenders apply high-density postcode restrictions across the inner city, and most apply a minimum internal size. Off-the-plan carries a further risk, because the valuation happens at settlement rather than at signing and any shortfall is yours to fund.

On income, Rhodes produces more complexity than anywhere else: equity, deferred bonuses, trust distributions, business income and foreign earnings. Lenders shade every one of these differently, and some will not count them without a specific history.

Your Rhodes brokers

Small team, long tenure. You will deal with the same person each time, and they live here.

New South Wales

Chris Hill

Regional Head - NSW & QLD
New South Wales

Joachim Weis

Mortgage and Finance Advisor
New South Wales

Misa Huynh

Mortgage and Finance Advisor
New South Wales

Nayesh Shah

Mortgage and Finance Advisor
View All Advisers

What we help with

home-loans

Home
loans

Owner-occupier purchases, first home buyer schemes, the deposit gap, and the whole keys-in-hand process.
refinancing

Refinancing

Rate reviews, debt consolidation, and switching lenders without the headache.
investment-lending

Investment
property

Loan structuring, offset and redraw strategy, and portfolio lending as it grows.
private-lending

SMSF
lending

Commercial property borrowing inside a self managed super fund, bare trust structures, and existing arrangements.
commercial-lending

Commercial
lending

Owner-occupied commercial premises, business cashflow, asset finance and lease-doc loans.

Four moments,

not forty forms.

From first call to keys in hand is usually a matter of weeks. Then we stay. Every two years we look at the rate again, and move you when there’s something worth moving for.

The application

Let's find out what you can achieve. Income, deposit, the awkward bank statements. We fill in the form, you check it. We model a shortlist of lenders before anyone runs a credit check.
30MIN - FREE

Pre-approval

We shop the lenders. You walk into the open home knowing roughly what you can spend and roughly what rate to expect, instead of guessing what the bank might offer.
Usually 5-10 business days

Settlement

We coordinate with your conveyancer, review contracts, arrange valuations, and project-manage the day of keys, so you don't have to.
4-8 WEEKS - We handle it

The reviews

Every two years, automatically. We re-shop your rate, push your existing lender, and refinance when the numbers make it worth it. The job isn't finished at settlement.
ONGOING · BIENNIAL

Find us in Rhodes​

Our Rhodes office is open for appointments, and we are happy to meet by phone or video if that is easier, or to come to you if getting in is difficult.

Rhodes office details
Rhodes Financial Advice

Rhodes lending, from people who know the market.

Thirty minutes. Phone, video or in our office. No obligation. You will leave with at least one useful number, even if you never come back.

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