Financial advisers
in Ballarat
Personal financial advice from advisers based in Ballarat, not a call centre in Melbourne. Retirement, superannuation, investments and insurance, for people across the Central Highlands and western Victoria.
from 52 Google Reviews Nationwide
Ballarat, and the country around it
Our Ballarat advisers work with people across the Central Highlands and out through the Pyrenees and the Grampians. Buninyong, Sebastopol, Wendouree and Alfredton, and further out to Creswick, Clunes, Daylesford, Ballan, Beaufort, Maryborough and Ararat.
Advice in a regional city is not the same job as advice in a capital. More self-employed people. More families whose wealth is tied up in something that cannot be sold quickly. More people who have spent a career with one employer and one super fund and are now trying to work out what that actually adds up to. And a lot of people who have been told the good advice is all in Melbourne.
It is not, and you should not have to drive two hours to prove it.
Your Ballarat advisers
Small team, long tenure. You will deal with the same person each time, and they live here.
Pradan Yeluri
Executive Advisor
What we help with
Almost nobody arrives needing all five. Most people start with one and find the others matter more than they expected.
Five stages,
not five hundred pages.
The first conversation costs nothing and commits you to nothing. From there it’s a documented process, and you see the reasoning at every step rather than a recommendation landing on your desk.
Evaluation
Discovery
Strategy
Implementation
Review
At the heart of advice is the desire to make people’s lives better. Compassion, support, empowerment. It is rarely ever just about money.
Find us in Ballarat
Our Ballarat office is open for appointments, and we are happy to meet by phone or video if that is easier, or to come to you if getting in is difficult.
Questions to ask your Financial Advisor in Ballarat
Do I have to go to Melbourne for good financial advice?
No. Our Ballarat advisers are part of a national group, so you get the research, technical support and investment resources of a firm with 32 offices, delivered by someone who lives locally and will still be here in ten years. There is no advantage to a Melbourne postcode.
Which areas do you cover from the Ballarat office?
Ballarat and its suburbs, and out across the Central Highlands and western Victoria, including Creswick, Clunes, Daylesford, Ballan, Buninyong, Beaufort, Maryborough and Ararat. If you are further out, we can meet by video or arrange to come to you.
Can I meet by phone or video instead of coming in?
Yes. Plenty of our Ballarat clients do, particularly those on farms or working shifts. The advice is the same either way, and most people mix the two: an initial meeting in person, reviews by video.
What does financial advice cost?
Fees depend on how complex your situation is and what you need. We quote in writing before you engage, so you decide with the number in front of you. The first conversation is free and carries no obligation.
Do I have enough to need an adviser?
Advice tends to matter most at moments of change rather than at a particular balance. Retiring, selling a business or a property, an inheritance, a redundancy, a separation. If you are facing a decision you cannot easily undo, that is usually the point, whatever the number.
Can you help with Age Pension and Centrelink?
Yes. Working out entitlements, how assets and income are assessed, and how a decision about super or an investment affects what you receive is a routine part of retirement advice.
Are your Ballarat advisers qualified?
Yes. All of our advisers meet the education, training and ethical standards required to give personal financial advice in Australia and appear on ASIC's Financial Advisers Register. Individual qualifications are listed on each adviser's profile.
Do you also do home loans?
Yes, through our Ballarat lending team. Advice and lending sit in the same group, so if you are weighing up a mortgage alongside a retirement or investment decision, the two conversations can happen together.
Ballarat advice, from people who live here.
Thirty minutes. In our office, at your kitchen table, or by video. No fee, no obligation. You will leave knowing more than when you started, even if you never come back.